An annuity is a financial product designed to provide a regular, guaranteed income stream (backed by the claims-paying ability of the carrier) over a specified period or for the rest of a person’s life. Essentially, it’s a contract between you and an insurance company in which you make a lump-sum payment called a premium. In […]
According to many experts, knowing your cash flow is the most important piece of information you will need in order to tell if you are not only living within your means, but if you have financial stability. Financial stability in retirement becomes increasingly important the older you get. The reason for that is as we
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There are other options available that have the potential to yield more income than bonds or market investments right now.* Payouts from annuities are also more than they have been in a long time. More precisely, annuities don’t invest your money in the market; instead, they base their returns on market interest rates. In general,
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Annuities are one way to leverage a sudden influx of cash that may or may not have been expected, such as a bonus, inheritance, or sale of a small asset you had never factored into your financial profile. The reason they can be leveraged is because, unlike traditional tax-advantaged retirement or ‘qualified’ accounts, annuities have
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We’ve been asked what a variable annuity and a fixed annuity are. What are the differences between them? Essentially: A variable annuity’s value is based on the performance of a portfolio of sub-accounts; it offers the opportunity for higher returns and greater income than a fixed annuity, but there’s also a risk that the account
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182 North Palafox
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Pensacola, FL 32502
307 South McKenzie St.
Suite 111
Foley, AL 36535
*Backed by the claims paying ability of the carrier. **Our products offer a reasonable rate of return, over time.
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By contacting Andrew Messina FL Ins Lic #E161660/AGM Secure Money LLC FL Ins Lic #L111930, you may be offered information regarding the purchase of insurance products, including fixed index annuities and life.
