Retiree Tip of the Month

Senior Discounts in 2025

Although 65 is the age to claim Medicare, many senior benefits and discounts begin considerably earlier. Enrolling in an AARP or AMAC membership when you turn 50 allows you to take advantage of senior discounts sooner. All other reductions have minimum age limits that vary by employer or location and might range from 50 to 65 years.

Are you unsure whether you qualify for a senior discount? Look into it, and don’t hesitate to ask. Not all establishments advertise their discounts for older individuals, so some asking around might be required.

Save Big on Shopping

As a senior, stretching your budget can go a long way, and taking advantage of available discounts can make everyday shopping much more affordable. Before your next trip to the store, keep in mind that there are a variety of money-saving opportunities available across popular retailers:

At Goodwill, shoppers aged 60 and older can enjoy a 10% discount every Tuesday. Seniors on Medicaid or SNAP can access full Amazon Prime benefits for just $6.99 monthly, significantly less than the standard fee. Kohl’s offers a 15% discount every Wednesday for customers aged 60 and up, while Michaels provides 10% off for those over age 55. Grocery shoppers can also save 5% at Hy-Vee every Wednesday if they’re 55 or older. Rite Aid also supports seniors 65 and up with savings like 20% off on the first Wednesday of each month. Walgreens provides discounts for customers 55 and older or AARP members, helping make wellness essentials more affordable. Finally, at select Habitat for Humanity ReStores, seniors 55 and over can receive 20% off on Thursdays.

Save On Groceries

If you’re looking to stretch your grocery budget, many stores across the U.S. offer senior discounts that can make a meaningful difference over time. While these offers may vary by location and can change, they provide great opportunities to save on essentials.

American Discount Stores give a 10% discount every Monday for shoppers aged 62 and older. Bi-Lo offers a 5% discount every Wednesday to customers 60 and up. Fry’s Food Stores provides a 10% discount on the first Wednesday of each month for customers 55 and older. Harris Teeter extends a 5% discount every Thursday to customers aged 60 and above. Hy-Vee also participates, offering a 5% discount every Wednesday for seniors 55+, although the exact offer may vary by store. In the Pacific Northwest and California, New Seasons Market gives a 10% discount on most items every Wednesday to shoppers aged 65 and older.

Cut Down Auto Insurance Payments

Many seniors find themselves paying far too much for their car insurance, often because they simply allow their policies to automatically renew year after year without comparing other options. If you’re over 45 and paying more than $38 per month, there’s a good chance you’re overpaying for your coverage. Fortunately, most seniors can now take advantage of over $400 per year in potential savings by using Coverage.com, a free site that compares car insurance offers.

All you need to do is visit the site, answer a few simple questions, and review the list of insurance options it provides. That’s all it takes—it’s fast, easy, and could save you a significant amount of money.

Slash Your Auto Service Bill

As a senior, saving money on car maintenance can make a big difference, especially with rising costs. Before getting your vehicle serviced or repaired, it’s worth checking for senior discounts that can help reduce expenses on essentials like oil changes, new tires, and general upkeep. Many auto service providers offer special deals for older adults.

For example, Jiffy Lube provides discounts for AARP members at participating locations. Midas offers a 10% discount on labor and services, while Pep Boys gives a 10% discount at select locations for customers aged 60 and older. STS Tires & Auto Centers also supports seniors by offering a 5% discount on tires, services, and accessories for anyone 55 and up. Taking advantage of these offers helps your money go further while keeping your car in top shape.

Take Advantage of Health Discounts

American seniors often overspend on their healthcare needs, from routine medications to essential wellness products. These expenses can add up quickly, creating a financial burden for many. Fortunately, several programs are available to help seniors manage these costs more effectively.

For example, Rite Aid’s Wellness 65+ Program offers a 20% discount on purchases every first Wednesday of the month, along with a free consultation with a pharmacist. Walgreens provides 20% savings both online and in-store for seniors aged 55 and older through its free myWalgreens membership. The RxFreeCard also helps seniors save on prescription medications, while Atera Spas offers special pricing on their products specifically for older adults. Additionally, AARP Prescription Savings allows members to save an average of 61% on FDA-approved prescriptions that aren’t covered by insurance.

Reduce Travel Costs

If you enjoy exploring new places, taking vacations, or visiting family, it’s always a good idea to check for travel discounts available to seniors. Travelers aged 55 and older can often unlock special perks and savings from a variety of travel providers.

For example, American Airlines offers various senior discounts on select trips, though you’ll need to call for details. Amtrak provides a 10–15% discount for seniors at most locations, and Alaska Airlines offers savings of up to 10% depending on the travel date. Southwest Airlines features special Senior Fares for anyone over 65, which can be booked online or through customer service. United Airlines also provides exclusive pricing for travelers over 65—just select the “Over 65” option when booking. For those hitting the road, Hertz offers its Fifty Plus Program, which includes a 20% discount for customers aged 50 and over, along with perks like expedited service and rewards points.

Read this article and watch the video to learn more.

Source: Walletjump