In 2025, members of Generation X will start to reach age 60. Gen X encompasses a diverse spectrum of individuals, including those from different socioeconomic backgrounds. They’re commonly definined as those born between 1965 and 1980. Despite this diversity, however, they all tend towards the same few retirement income mistakes. Here are some things to […]
Gen Xers and Retirement Read More »
When employees change jobs, many of them leave behind their retirement plan accounts and eventually forget about them. Fortunately, a new federal database should make it easier to find your lost retirement account from a previous employer. As of May 2021, there were over 24.3 million forgotten 401(k) plan accounts, totaling approximately $1.35 trillion in
Recover Your Lost Retirement Account(?) Read More »
During the holidays, you might experience more stress and busyness, particularly if you have trips planned for Thanksgiving or Christmas. Whether you’re flying within the US to visit family or friends or traveling someplace abroad, the following these holiday travel tips may make your trip a bit easier. We’ll discuss some lesser-known holiday travel info
Holiday Travel Tips Read More »
When you retire, traveling could be your golden ticket to a different kind of freedom, one where every day brings new chances to learn and experience new things. That is, if you love to travel. Going on vacations can help you see new places, but if you want to have a more complete experience, you
How Much Do You Plan on Traveling In Retirement Read More »
The IRS is strongly encouraging taxpayers to perform an “end of summer tax checkup”. This can help you avoid receiving unanticipated tax bills in the coming year. The agency emphasized that, if taxpayers did not adjust their withholding or make estimated payments, a significant number of taxpayers could find themselves in a position where they
IRS Encourages “End of Summer Tax Checkup” Read More »
For many workers, retirement is the ultimate goal: the day you leave work, return home, and never look back. Retirement, however, is not always what is expected of it, and many people live to regret the decisions they made before leaving their jobs. As retirement approaches, several questions must be considered. To what extent have
7 Retirement Mistakes You’ll Regret Read More »
There are other options available that have the potential to yield more income than bonds or market investments right now.* Payouts from annuities are also more than they have been in a long time. More precisely, annuities don’t invest your money in the market; instead, they base their returns on market interest rates. In general,
How Higher Interest Rates Affect Annuities Read More »
You’ve left your 9-to-5 job and are ready to enjoy your retirement. However, your Social Security benefit might no longer be sufficient if you retired early. Maybe you have to provide for your adult children or grandchildren. Retirement can sometimes mean living a more expensive life than before. After all, when you retire, you keep
Generating Extra Income in Retirement Read More »
How will you pay for health insurance until you qualify for Medicare if you want to retire before age 65–or are compelled to do so due to medical issues, downsizing, or family circumstances? whether it’s due to necessity or want, a large number of Americans retire before turning 65. These early retirees typically pay more
If You Plan to Retire Before Age 65, You Should Know… Read More »
How much money will you need to get by in retirement? How much income do you need to withdraw each year? As you approach retirement, you want to evaluate your options when it comes to income sources. You will receive income from Social Security benefits, as well as possibly retirement account distributions or a pension.
The $1,000 Rule and the 4% Rule Read More »
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