Although 65 is the age to claim Medicare, many senior benefits and discounts begin considerably earlier. Enrolling in an AARP or AMAC membership when you turn 50 allows you to take advantage of senior discounts sooner. All other reductions have minimum age limits that vary by employer or location and might range from 50 to 65 […]
Senior Discounts in 2025 Read More »
This year will see a record number of Baby Boomers reaching the traditional retirement age. By 2030, they will all be at least 65. However, this creates a fiscal problem, as fewer taxable workers means less money for Social Security. If Congress does not act, we will likely* face a serious crisis. Here’s how a
2024’s Record Number of Retirees May Spark a Recession Read More »
Many retirees are concerned that they may run out of savings during retirement, due to a combination of inflation and people living longer on average. As a result, many are afraid to spend during retirement. And can you blame them? Half of the financial industry focuses on how unprepared most Americans are for retirement. The
Many are Scared to Spend Money in Retirement Read More »
At first, taking out an extra $10,000 from your savings to pay for a new roof might not seem like a big deal. But costs add up, and plans for how to pay for future expenses might not work out as planned. You should have a detailed budget that covers as many possible problems as
Unexpected Retirement Expenses Read More »
In 2025, members of Generation X will start to reach age 60. Gen X encompasses a diverse spectrum of individuals, including those from different socioeconomic backgrounds. They’re commonly definined as those born between 1965 and 1980. Despite this diversity, however, they all tend towards the same few retirement income mistakes. Here are some things to
Gen Xers and Retirement Read More »
When employees change jobs, many of them leave behind their retirement plan accounts and eventually forget about them. Fortunately, a new federal database should make it easier to find your lost retirement account from a previous employer. As of May 2021, there were over 24.3 million forgotten 401(k) plan accounts, totaling approximately $1.35 trillion in
Recover Your Lost Retirement Account(?) Read More »
During the holidays, you might experience more stress and busyness, particularly if you have trips planned for Thanksgiving or Christmas. Whether you’re flying within the US to visit family or friends or traveling someplace abroad, the following these holiday travel tips may make your trip a bit easier. We’ll discuss some lesser-known holiday travel info
Holiday Travel Tips Read More »
When you retire, traveling could be your golden ticket to a different kind of freedom, one where every day brings new chances to learn and experience new things. That is, if you love to travel. Going on vacations can help you see new places, but if you want to have a more complete experience, you
How Much Do You Plan on Traveling In Retirement Read More »
The IRS is strongly encouraging taxpayers to perform an “end of summer tax checkup”. This can help you avoid receiving unanticipated tax bills in the coming year. The agency emphasized that, if taxpayers did not adjust their withholding or make estimated payments, a significant number of taxpayers could find themselves in a position where they
IRS Encourages “End of Summer Tax Checkup” Read More »
For many workers, retirement is the ultimate goal: the day you leave work, return home, and never look back. Retirement, however, is not always what is expected of it, and many people live to regret the decisions they made before leaving their jobs. As retirement approaches, several questions must be considered. To what extent have
7 Retirement Mistakes You’ll Regret Read More »
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